Welcome to FinScore!

This Privacy Policy explains how SD MICRO FINANCE ("we," "us," or "our") collects, uses, shares, and safeguards your information when you use the FinScore mobile application ("App"). The App enables users to evaluate their creditworthiness for Personal Loans, Micro Loans, Home Loans, Auto Loans, Business Loans, and Education Loans through the CRIF credit scoring system. By using the App, you agree to the terms outlined below.

1. Information We Collect

To provide our services, we collect the following:

1.1 Personal Information

- Full Name

- Email Address

- Mobile Number

- Pincode

Purpose: Required to generate your CRIF credit score and process loan eligibility assessments.

1.2 Device Information

- Device ID (e.g., IMEI or advertising identifier)

Purpose: To analyze app performance, troubleshoot issues, and improve functionality.

1.3 Automated Data

- Usage patterns (e.g., session duration, features accessed).

- Technical details (e.g., IP address, OS version).

2. How We Use Your Information

Your data is used for:

- Calculating your CRIF credit score for loan evaluations.

- Verifying your identity and contact details.

- Communicating updates, offers, or security alerts.

- Enhancing app features and user experience.

- Complying with legal obligations.

3. Data Sharing

We may share your information with:

- CRIF: To generate your credit score.

- Service Providers: Third-party partners assisting in app operations (e.g., cloud storage, analytics).

- Legal Authorities: When required by law or to protect our rights.

4. Data Security

We implement safeguards like encryption and access controls. However, no internet transmission is 100% secure.

5. Your Rights

You may:

- Access, correct, or delete your data.

- Withdraw consent for non-essential processing.

To exercise these rights, contact us at mauryalalta92@gmail.com.

6. Data Retention

We retain your information only as long as necessary for the purposes stated or to comply with legal obligations.

7. Policy Updates

We may revise this policy periodically. Continued use of the App after changes implies acceptance.

8. Contact Us

For questions or complaints, reach us at:  

SD MICRO FINANCE

Siddiqui Hero Honda Agency,

Azamgarh Road, Baskhari,

Ambedkar Nagar - 224129,

Uttar Pradesh, INDIA

Email: mauryalalta92@gmail.com